Ripple and Chipper Cash Partner to Simplify Cross-Border Payments in Africa

aftic Ripple, a global digital asset company, has partnered with African fintech platform Chipper Cash.

Ripple, a global digital asset company, has partnered with African fintech platform Chipper Cash.

The collaboration aims to improve cross-border payments across Africa using Ripple’s blockchain-powered payment system. This move is set to make international money transfers into the continent faster, cheaper, and available 24/7.

Chipper Cash currently serves five million users across nine African countries. With Ripple’s technology now integrated into its platform, users will be able to receive funds from anywhere in the world instantly. The goal is to reduce both the cost and the complexity of sending money to Africa.

Ripple’s blockchain system allows for seamless international transactions by using digital assets to settle payments. This gives financial institutions and payment providers like Chipper Cash the ability to move funds efficiently, helping users avoid delays and high fees.

Supporting Growth and Innovation

Reece Merrick, Ripple’s Managing Director for the Middle East and Africa, said the partnership supports the growing interest in blockchain technology across the continent. He explained that the integration of Ripple’s system with Chipper Cash is not just about speed—it also opens up new opportunities for innovation and financial access in emerging markets.

Merrick noted that Ripple started by tokenizing fiat currencies to streamline international payments, and the company continues to focus on improving global money movement through blockchain. This new partnership adds momentum to Ripple’s long-term strategy to expand its reach in key regions like Africa.

This is not Ripple’s first step into the African market. In 2023, it partnered with Onafriq to improve payment services on the continent. The latest deal with Chipper Cash further deepens Ripple’s presence and highlights its aim to build global solutions for financial institutions.

Ripple already processes payments in over 90 countries and covers more than 90% of daily foreign exchange markets. With more than $70 billion in volume processed and over 60 regulatory licenses worldwide, the company continues to grow as a trusted provider of blockchain-enabled payment solutions.

Ripple was also recently approved by the Dubai Financial Services Authority (DFSA) to offer crypto payment services in the Dubai International Financial Centre (DIFC), becoming the first blockchain firm to earn that approval.